Financial Advisor Insights

Kristin McFarland, CFP®

Kristin McFarland is a wealth advisor and CERTIFIED FINANCIAL PLANNER™ professional. She holds an MBA in finance from Northeastern University, and is also a contributor to the Investing section of U.S. News & World Report.
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Recent Posts

The Stories We Tell Ourselves About Money

Growing up, kids are taught very simple facts about money: you need to earn it to pay your bills and save it to retire and buy things you want along the way. Yet, as we get older, these basic facts […]

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How to Use a Roth IRA, Even When You Earn Too Much

If you have an old 401(k) or 403(b) retirement plan, now may be a good time to consider converting to a Roth IRA. Diversifying your retirement savings can really pay off down the line for some […]

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Retirement Planning with a 403(b)

Although the 401(k) retirement plan is more common, many Americans have access to a similar employer-sponsored retirement plan called a 403(b) plan. 403(b) plans are generally used for nonprofit […]

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Beware of the Deferred Compensation Plan

A nonqualified deferred compensation plan (NQDC) allows executives to defer income until a later date, therefore avoiding paying income tax until the money is paid out. While the cash is in "deferral […]

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Saving for Retirement with a 401(k) Plan

One of the most common ways Americans save for retirement is through a 401(k) plan offered at work. As 401(k) plan assets typically represent a considerable amount of an individuals' retirement […]

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Real Estate as Part of Your Investment Strategy

by Kristin McFarland, CFP® on February 21, 2018 in Home buying, Real estate

Real estate is often a big part of an individual’s net worth, whether by accident or design. In the last 10 years, we’ve seen a tremendous comeback in the real estate market across the country. […]

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How to Raise Financially Savvy Kids

By the time they graduate high school, many children learn everything they know about money by observing their parents. Personal finance is completely absent in most K-12 school curricula, so if […]

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Parents can now use 529 plans to pay for private school – but should they?

The recent tax reform legislation included sweeping changes to our tax code. One of the lesser-known provisions could benefit parents who plan to send their children to private school. The Tax Cuts […]

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Should I Sell or Rent My House?

by Kristin McFarland, CFP® on January 24, 2018 in Home buying, Real estate

As a result of the strong real estate market, many homeowners are wondering whether they should sell or rent their home after deciding to move on from their former primary residence. Owning an income […]

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8 Common Misconceptions About Trusts

by Kristin McFarland, CFP® on January 10, 2018 in Estate planning, Trusts

Although many Americans are familiar with the broad concept of a trust, there are numerous misconceptions about what they are, who they're for, and the benefits they can - and cannot - provide. One […]

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