Financial Advisor Insights

You Probably Don't Need Life Insurance Forever

This article was written by Darrow advisor Kristin McKenna, CFP® and originally published by Forbes.

Life insurance is often an essential part of a family protection plan ‘in case of.’ Though there are many reasons to have life insurance, such as funding buy-sell agreements for business owners or liquidity to pay estate taxes, the primary reason most individuals purchase life insurance is to help ensure their children and/or spouse will be provided for financially in the event of their death.

But since kids eventually grow up and outside assets tend to accumulate over time, why do so many individuals feel they need life insurance for their entire life? Perhaps they never considered that they didn’t.

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