It is not uncommon for employees with stock options or equity based compensation to hold too much employer stock. Employees don’t often realize how much of their financial future is tied to their […]
How Much Money Should I Have in Employer Stock?
by
Darrow
on
April
12,
2017
in
Stock options,
Financial Planning,
Asset Management,
ISOs,
Employee benefits,
RSUs,
NQSOs
This article was originally published on U.S. News by Darrow Wealth Management advisor Kristin McFarland, CFP®
When it comes to managing your investments, there can be a lot of factors to consider. […]
Can I Contribute to More Than One Employer-Sponsored Retirement Plan?
by
Darrow
on
March
29,
2017
in
Retirement Planning,
Business owners
Can I contribute to more than one retirement plan? This is a common question for individuals that are not employed full-time in their business – independent consulting is a common example. If you are […]
Are You Holding Employer Stock in Your Retirement Plan?
by
Darrow
on
March
15,
2017
in
Stock options,
Financial Planning,
Asset Management,
ISOs,
Employee benefits,
RSUs,
NQSOs
Investing your 401(k) in company stock can be quite risky. Although companies are scaling back on the practice, there are still many big U.S. firms that allow participants to buy employer stock in […]
How Incentive Stock Options are Taxed
by
Darrow
on
March
01,
2017
in
Stock options,
ISOs,
Infographics
If you have incentive stock options (ISOs) it is important to understand how your equity compensation will be taxed. Holding ISOs through the end of the calendar year in which you exercised the […]
When Should You Get Life Insurance?
by
Darrow
on
February
22,
2017
in
Financial Planning,
Insurance
Contrary to what an insurance salesperson may tell you, not everyone needs life insurance. So who does need life insurance and when should you buy it? In general terms: some single people may need […]
Podcast Interview: Restricted Stock Units After an Acquisition
by
Darrow
on
February
16,
2017
in
Stock options,
RSUs
Darrow Wealth Management's Kristin McFarland explains what can happen to restricted stock units (RSUs) after an acquisition during a podcast interview for MyStockOptions.com.
Choosing Between a SEP IRA and an Individual 401(k)
by
Darrow
on
February
08,
2017
in
tax planning,
Retirement Planning,
Business owners
Self-employed business owners have several retirement plans to choose from, and for small companies, the SEP IRA and Individual 401(k) are the most common. Determining which plan is best suited for […]
Know How You're Invested
by
Darrow
on
January
25,
2017
in
Asset Management,
Investing
This article was originally published on U.S. News by Kristin McFarland, Wealth Advisor at Darrow Wealth Management.
Whether you manage your own money or hire a professional advisor to do so on your […]
Using Risk Tolerance and Asset Allocation to Achieve Your Goals
by
Darrow
on
January
04,
2017
in
Financial Planning,
Asset Management,
Prioritizing financial goals
How aggressively you should be invested depends on more than just your risk tolerance. Some investors are much more emotionally risk averse than their goals will allow for. The question then becomes: […]
