Financial Advisor Insights

Why Teens and Twenty-Somethings Should Consider a Roth IRA

This article was written by Darrow advisor Kristin McKenna, CFP® and originally published by Forbes.

You don’t have to be an adult to begin saving for retirement. Provided the teenager or college student has earned income, perhaps from a part-time job, they’re able to fund an IRA—even if a parent, grandparent, or relative is the one making the contribution. Given that most young adults are in a very low tax bracket, even 0%, a Roth IRA may be the perfect way to help your child begin to save and invest for their future.

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