Financial Advisor Insights

How Much Money Should I Have in Employer Stock?

It is not uncommon for employees with stock options or equity based compensation to hold too much employer stock. Employees don’t often realize how much of their financial future is tied to their […]

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Are You Holding Employer Stock in Your Retirement Plan?

Investing your 401(k) in company stock can be quite risky. Although companies are scaling back on the practice, there are still many big U.S. firms that allow participants to buy employer stock in […]

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Should You Use a Roth 401(k) or a Traditional 401(k)?

by Darrow on July 06, 2016 in Retirement Planning, Employee benefits

This article was originally published on U.S. News by Kristin McFarland, Wealth Advisor at Darrow Wealth Management.

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Tax Planning Strategies for Incentive Stock Options (ISOs)

Develop a tax planning strategy before exercising your ISOs. Commonly referred to as equity-based compensation, the term “stock options” can mean an individual is given equity – or given the option […]

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Retirement Strategies for Small Businesses

Updated for 2017. It can sometimes be difficult for business owners to plan for retirement while keeping up with the demands of running a company. Setting up a retirement plan may seem daunting or […]

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HSA vs. FSA: What’s the Difference?

Updated for 2017. A health savings account (HSA) and flexible spending account (FSA) may be offered to you through your employer. While these accounts can provide significant tax savings for those […]

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Do Single People Need Life Insurance?

Most people believe that life insurance is necessary only for those that have dependents. However, for those of us that do not have a spouse or children, is the policy really necessary? Although it […]

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Looking Beyond Salary – How to Evaluate A Job Offer

If you’re lucky enough to be comparing job offers, it’s easy to just focus on the salary. After all, for most people this is the largest and most important part of their compensation. However, to […]

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What happens to stock options after a company is acquired?

Stock options are a form of compensation that can give you the opportunity to buy your company’s stock at a discounted price. But what happens to stock options after a company is acquired? Depending […]

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Off to a new job? Don’t forget to pack your old 401(k)

Have you ever wondered what you should do with an old 401(k)? When most of us change employers we’re so focused on what’s ahead that we often forget about the old 401(k) we may have left behind. When […]

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