Financial Advisor Insights

Where to Invest After a 401(k)

by Darrow on September 06, 2017 in Retirement Planning, Infographics, Investing

Contributing the maximum amount to your 401(k), 403(b), or other employer-sponsored retirement plan should be a goal for many investors. Once you achieve it, the question then becomes: where to […]

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How Often Should You Rebalance Your 401(k)?

Like any investment account, rebalancing your 401(k) or 403(b) retirement plan is an important part of a successful strategy. Without periodic rebalancing, your asset allocation (the percentage of […]

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Self-Employed? Save for Retirement with a Solo 401(k)

by Darrow on June 07, 2017 in Retirement Planning, Business owners

The Individual (or Solo) 401(k) plan is very similar to a Traditional 401(k) plan, only designed for business owners with no employees. Compared to the other types of retirement plans typically used […]

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How Self-Employed Business Owners Can Save for Retirement with a SEP IRA

by Darrow on May 09, 2017 in Retirement Planning, Business owners

The Simplified Employee Pension (SEP IRA) is a type of a Traditional IRA typically adopted by small business owners (sole proprietors, partnerships, C and S corporations), and the […]

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Can I Contribute to More Than One Employer-Sponsored Retirement Plan?

by Darrow on March 29, 2017 in Retirement Planning, Business owners

Can I contribute to more than one retirement plan? This is a common question for individuals that are not employed full-time in their business – independent consulting is a common example. If you are […]

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Choosing Between a SEP IRA and an Individual 401(k)

Self-employed business owners have several retirement plans to choose from, and for small companies, the SEP IRA and Individual 401(k) are the most common. Determining which plan is best suited for […]

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Planning for the Tax Impact of Required Minimum Distributions

by Darrow on December 14, 2016 in tax planning, Retirement Planning

Most working Americans save for retirement using an employer-sponsored retirement plan like a 401(k). Their pre-tax contributions reduce their taxable income in the current year while their […]

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IRS Sets New Limits for 2017

by Darrow on November 03, 2016 in tax planning, Retirement Planning

The IRS has released the 2017 contribution limits and other guidelines in preparation for the New Year. Although many of the most common thresholds are unchanged, there are some to make note of.

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Should I Convert a 401(k) to a Roth IRA?

by Darrow on August 23, 2016 in Financial Planning, Retirement Planning

Updated in 2017. After changing jobs you may find that your 401(k) has stayed with your old employer. As you consider your options, you may consider converting an old 401(k) to a Roth IRA. A Roth IRA […]

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Social Security Timing

by Darrow on July 27, 2016 in Retirement Planning, Infographics

Should you wait to claim Social Security benefits? From the ages of 62 to 70, Social Security payments increase a certain percentage for every year that the benefits are delayed. After you reach full […]

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