Financial Advisor Insights

SEP IRA vs Solo 401(k)

by Darrow on September 26, 2017 in Retirement Planning, Business owners, Investing

Updated for 2018. Self-employed business owners have a few options when it comes to saving for retirement. The most common retirement plans for small business owners are the SEP IRA and Solo 401(k), […]

Continue Reading

Where to Invest After a 401(k)

by Darrow on September 06, 2017 in Retirement Planning, Infographics, Investing

Contributing the maximum amount to your 401(k), 403(b), or other employer-sponsored retirement plan should be a goal for many investors. Once you achieve it, the question then becomes: where to […]

Continue Reading

How Often Should You Rebalance Your 401(k)?

Like any investment account, rebalancing your 401(k) or 403(b) retirement plan is an important part of a successful strategy. Without periodic rebalancing, your asset allocation (the percentage of […]

Continue Reading

Self-Employed? Save for Retirement with a Solo 401(k)

by Darrow on June 07, 2017 in Retirement Planning, Business owners

Updated for 2018. The Individual (or Solo) 401(k) plan is very similar to a Traditional 401(k) plan, only designed for business owners with no employees. Compared to the other types of retirement […]

Continue Reading

How Self-Employed Business Owners Can Save for Retirement with a SEP IRA

by Darrow on May 09, 2017 in Retirement Planning, Business owners

Updated for 2018. The Simplified Employee Pension (SEP IRA) is a type of a Traditional IRA typically adopted by small business owners (sole proprietors, partnerships, C and S corporations), and the […]

Continue Reading

Can I Contribute to More Than One Employer-Sponsored Retirement Plan?

by Darrow on March 29, 2017 in Retirement Planning, Business owners

Updated for 2018. Can I contribute to more than one retirement plan? This is a common question for individuals that are not employed full-time in their business – independent consulting is a common […]

Continue Reading

Choosing Between a SEP IRA and an Individual 401(k)

Updated for 2018. Self-employed business owners have several retirement plans to choose from, and for small companies, the SEP IRA and Individual 401(k) are the most common. Determining which plan is […]

Continue Reading

Planning for the Tax Impact of Required Minimum Distributions

by Darrow on December 14, 2016 in tax planning, Retirement Planning

Most working Americans save for retirement using an employer-sponsored retirement plan like a 401(k). Their pre-tax contributions reduce their taxable income in the current year while their […]

Continue Reading

IRS Sets New Limits for 2017

by Darrow on November 03, 2016 in tax planning, Retirement Planning

The IRS has released the 2017 contribution limits and other guidelines in preparation for the New Year. Although many of the most common thresholds are unchanged, there are some to make note of.

Continue Reading

Should I Convert a 401(k) to a Roth IRA?

by Darrow on August 23, 2016 in Financial Planning, Retirement Planning

Updated in 2018. After changing jobs you may find that your 401(k) has stayed with your old employer. As you consider your options, you may consider converting an old 401(k) to a Roth IRA. A Roth IRA […]

Continue Reading
Investment Risk Analysis

Get Weekly Articles

Popular Articles